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TriState Auto Champs Blog

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Common Misconceptions of Car Dealerships

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Car Dealerships
Car dealerships are typically given a really bad rap. You’ve heard it from your friends and family, whenever they are car shopping for a new or used car. Everybody thinks that all dealers are greedy, bad, sleazy, and the list of negative opinions goes on and on. Below are some of the realities and facts to some… Read More

Myths of Buying a New or Used Vehicle

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The world has many “urban legends.” Some of the most enduring myths have to do with buying a new car. Many people’s preconceived notions come from friends or relatives who think they have the key to negotiating a great deal for a new or used car. The fact is that many of these car buying myths… Read More

The Worst Advice we’ve ever heard

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The Worst Advice we’ve ever heard You’ve heard it before, but we will say it just to make things direct and to the point. Everyone has an opinion, and we all have that one friend who thinks they know everything about everything, especially car negotiating. We thought it would be fun to go over some… Read More

First Time Car Buyer Tips

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First Time Car Buyer Tips Buying your first car is an important milestone in your life. It’s typically the second biggest purchase of your life after buying a home. There is a sense of pride and accomplishment that comes along with it. However, with great responsibility can come great stress. Feelings of fear and hesitation… Read More

Financing and Leasing Key Terms

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Financing Key Terms, Auto Finance Key Terms, Auto Lending Terms
Vehicle Financing and Leasing Key Terms   Buying or leasing a car is exciting, but it can be complicated. Understanding auto industry terms when negotiating for a vehicle can help you make the best choice and save time and money. Knowledge is power, and we are your customer advocate. One of the ongoing ways we… Read More

Get a Free Credit Report

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How to Obtain a Free Credit Report The Fair Credit Reporting Act (FCRA) requires each of the nationwide credit reporting companies; Equifax, Experian, and TransUnion-to provide you with a free copy of your credit report, at your request, once every 12 months. The FCRA promotes the accuracy and privacy of information in the files of… Read More

Understanding Car Financing

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Understanding Car Financing Generally, most people don’t purchase new vehicles outright; they finance them, meaning, they get a loan from one of a variety of lenders and pay off that loan over a designated period of time, this period of time is referred to as the term. Financing a new vehicle with a dealership or… Read More

Federal Laws 101

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Federal Law, Auto Federal Law, New car Laws
Federal Laws Some federal laws affect the vehicle financing and leasing process. They offer important information that can help you negotiate a better deal, provide better understand the process, and give you certain rights. Consumer Leasing Act — requires the leasing company, or lessor (a dealership, for example), to disclose certain information before a lease is signed. That includes the amount… Read More

The 411 about the Lemon Law

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The 411 about the Lemon Law An estimated 1% of new cars manufactured today are lemons. Our definition of a lemon car is a vehicle that cannot be fixed after multiple attempts or a specific period of time, both of which are determined by the state. Every state has its own version and definition of… Read More

New Car Buying Scams To Avoid

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New Car Buying Scams Unfortunately, new car buying scams exist; dealerships are out to make money, and not all of them are honest in their practices. However, with a little research and patience, you can avoid these car-buying scams and get into the best vehicle for you and your situation. To guarantee our customers do… Read More